Auto insurance claims are likely to increase due to greater traffic violations accumulated by drivers who purchase “spirited vehicles.” According to a study conducted by Quality Planning (QPC), an analytics company that validates policyholder information for auto insurance companies, drivers who purchase certain types of cars have a greater propensity for getting ticketed than others.
Certain Cars Encourage People to Drive Differently
The QPC study found there is a definite relationship between the type of car a person purchases and their driving behaviors. When it comes to “spirited vehicles,” (cars that result in greater traffic violations), the type of vehicle is usually one from a foreign manufacturer and meant for younger drivers.
Some spirited cars in the study included:
- Mercedes-Benz SL-Class roadster
- Toyota Camry and Solara
- Scion TC
- Hummer H2/H3
- Acura Integra
- Pontiac Grand Prix
These cars routinely have more traffic violations than other cars because of who they’re designed for and specific features within each car that make them more exciting to drive.
Should I Buy a Spirited Car?
Of course, buying what is considered to be a spirited vehicle doesn’t mean that you will automatically have more traffic violations. It just means that your temptation to break laws may be greater. However, since you have authority over your own driving behavior, you could easily follow all driving guidelines to make sure you’re safe at all times.
Remember, reckless driving at the very least could increase your auto insurance rates and at the worst could result in you injuring yourself or someone else–or even taking a person’s life. So while spirited vehicles can be very exciting to own and drive, it’s up to you make sure that you take every precaution necessary to be safe on the roads.
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