Step 1 Contact your insurance provider as soon as possible. The quicker you initiate a claim, the sooner you can get repairs complete. Also, if you delay contacting the insurance company you may provide the company grounds to deny your claim. Step 2 Read your insurance policy carefully so that you know your rights. Step 3 File a police report [...]
Term insurance is used to cover temporary insurance needs. Term insurance policies come in a number of denominations: 10-year terms, 20-year terms, 30-year terms or term to age 100 coverage. The following is a snapshot summary of the main features of term life insurance: 1. The premiums are fixed for a stated term. Most policies have guaranteed rates for the [...]
Alabama Insurance Quote Online is a free service, Internet is just a click. Many people worldwide are certainly important for the number of people seen with their policies. Well, even if it is a first step when it comes to prepare against possible accidents or unforeseen events. Because if people are unprepared again, if that happens, can I expect? We [...]
Many homeowners make the mistake of thinking that they will be covered for flood damage by their regular homeowners insurance coverage. This is not necessarily the case, even if insurance covers hurricanes and windstorms, as the majority of policies will not cover flood damage at all. Those that are required to have flood insurance and those that would like it [...]
COLUMBUS — The Centers for Medicare and Medicaid Services (CMS) recently announced refunds may be available to eligible Ohio Medicare beneficiaries due to an error in drug prices for SilverScript’s Part D prescription drug plans. The inaccurate prices, which appeared on the CMS website’s plan finder tool, were contained in data the plan provided to CMS, as well as [...]
Do you run a small business that requires the help of few employees? Then you should have BOE insurance or business overhead expense plan. This type of policy will cover the ongoing operating expenses of your practice should a worker becomes disabled. Read more…
The ongoing battle to eliminate texting while driving has resulted in Wisconsin becoming the 25th state to place a ban on this practice. There are still campaigns on the national level to eliminate texting while driving, but in the meantime, individual states like Wisconsin hope to stop their residents from continuing this dangerous activity. Wisconsin 6th State This Year to [...]
Charlie Crist, Governor of Florida, has vetoed a reform bill that he said will make it too easy for home insurance companies to raise residential premium rates in the state. In a memo sent out by the governor, he stated that he was also concerned about the mitigation discount changes incorporated in the bill. According to Crist, the mitigation changes [...]
In addition to the ravages of the disease, it’s no secret that breast cancer patients face a gargantuan financial burden. As reported by the Vancouver Sun, The Canadian Breast Cancer Network has released a survey that “firmly places breast cancer as an economic as well as health issue.” Of the 400 women polled, 80% say they have “experienced some kind [...]
> AIG and Prudential PLC formally terminated a deal for an Asian life insurance unit on Thursday that would have accelerated AIG’s bailout repayment to the U.S. government. The announcement comes two days after AIG rejected Prudential’s reduced bid for AIA, AIG’s Hong Kong-based life insurance division. In early March, the companies had agreed upon a $35.5 billion price tag [...]
It’s the 2010 Life Insurance World’s Fair and you are about to enter the New Technology Pavilion. Please keep your hands, arms and legs inside of the moving vehicle at all times and open your mind to the following: Mobile phones, miniature “Netbook” computers and tablet PCs are on the rise. How wil Read more…
We’ve talked before about the recent conundrum involving drywall imported from China, and how it was hurting some folks by putting their homeowners insurance policies in danger. The drywall contained high levels of certain chemicals that could cause corrosion, as well as a smell of sulfur in the home. Homeowners insurance companies in Florida and other affected places were in [...]
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